The target audience is who need some directions in their college life and later. The way the book is written, you can pick which chapters you want to read, and which to skip. This book...isn’t terrible, but it’s not amazing either. Avoids being too patronizing and stays pretty positive and can-do about paying off serious debt, which most of us have. Erin's appeared on CBS Sunday Morning, CNBC and Fox & Friends. Hits shelves December 29, 2020. I skipped a few chapters, because they didn't pertain to me, and found how to reduce your loans/debt especially helpful. Erin Lowry is the author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together and Broke Millennial Takes On Investing: A Beginner's Guide to Leveling Up Your Money.Her first book was named by MarketWatch as one of the best money books of 2017, and her style is often described as refreshing and conversational. Broke Millennial is a good read for cash-strapped 20 or 30-somethings, ready to stop living paycheck-to-paycheck and tackle those financial difficulties and situations. It doesnt have the solution for what to do when running at a deficit every month (spend less but i make so little....). Unlike most personal finance books out there, it doesn't just cover boring stuff like credit card debt, investing, and dealing with the dreaded "B" word (budgeting). I've never really had money of my own so, when I finally start making it I find myself inexperienced on what to do with it besides trying to live paycheck to paycheck. Not very applicable outside America/the West either, given variations in pay scales/loans/interest rates/insurance/social security/and so forth. Broke Millennial shows step-by-step how to go from flat-broke to financial badass. (Seriously, personal finance should be taught in school!) Error rating book. Bill Gates Picks 5 Good Books for a Lousy Year. Broke Millennial shows step-by-step how to go from flat-broke to financial badass. Right now, I'm looking into switching saving accounts. Been a while since I've posted a review, sorry for the few weeks hiatus. With scripts, tips, and troubleshooting advice, she takes you through every possible money talk scenario. I can’t wait for Erin’s Broke Millennial Takes On Investing book in April!! I'm going to give this two stars for containing useful details about finanial planning, but otherwise - FUCK YOU LADY. It was easy to understand and helped me to be able to see the areas I need to work on while also helping me see that I'm not in as bad of a place as I thought I was through some of the equations given such as how to get your debt to income ratio and how to calculate your net worth. Her first book was named by MarketWatch as one of the best money books of 2017 and her style is often described as refreshing and conversational. Since I already have a bachelor's degree and this is a full time program, my ability to work is going to be impacted and I'm definitely going to have to take out some more loans (*although fingers crossed that I'll receive some of the scholarships I applied for! It is important to know all you can with finances, but I admit it has always overwhelmed me, so I was looking forward to reading this and gaining more insight and knowledge. Was informative, and even though she barely dives into investing, it was enough for me to take away and still feel informed, rather than confused. She. Erin Lowry is the author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together and Broke Millennial Takes On Investing: A Beginner's Guide to Leveling Up Your Money. Third book in the Broke Millennial series. I’m keeping it safe for future reference!! Unlike most personal finance books out there, it doesn’t just cover boring stuff like credit card debt, investing, and dealing with the dreaded “B” word (budgeting). Packed with refreshingly simple advice and hilarious true stories, Broke Millennial is the essential road map every financially clueless millennial needs to become … It's a nice introduction to money topics—probably a little bit basic for someone my level (I have a graduate degree in finance), but a nice, easy-to-read introduction to money. Good use of real life examples. Welcome back. Be the first to ask a question about Broke Millennial. I think it’s so helpful. (Or a baby Gen Xer. Broke Millennial Takes On Investing: A Beginner's Guide to Leveling Up Your Money is the second book in the Broke Millennial series. Some of the stuff wasn’t applicable to me (lol I HOPE I’ll be able to buy a house one day but today is not that day hahaha) but overall, I think this book is great. Her first book was named by MarketWatch as one of the best money books of 2017 and her style is often described as refreshing and conversational. Since I already have a bachelor's degree and this is a full time program, my ability to work is going to be impacted and I'm definitely, Disclaimer: while I am a millennial, I don't really consider myself a "broke" millennial at the moment. Erin Lowry explains nearly everything consumers need to know about finances, in layman’s terms and simple steps. and delivers all of the investment basics in one easy-to … It was okay but really for people who had NO knowledge of financial stuff. About the Broke Millennial Author. I do a weekly series in partnership with The Financial Diet. I learned a ton from this book. Welcome back. My mom had decided to participate in the most cut-throat of suburban events -- hosting a yard sale. Refresh and try again. Looking forward to her new book! I didn't grow up wealthy by any stretch of the imagination, so my mom taught me at a young age how to be financially savvy. It's got practical advice and good organization. Unlike most personal finance books out there, it doesn’t just cover boring stuff like credit card debt, investing, and dealing with the dreaded “B” word (budgeting). Erin Lowry is a millennial personal finance expert, writer and speaker. Bill Gates, tech pioneer, co-founder of Microsoft, and co-chair of the Bill & Melinda Gates Foundation, is an avid reader who people follow... To see what your friends thought of this book, Broke Millennial: Stop Scraping by and Get Your Financial Life Together. I'd still consider getting a physical copy to take notes in. Wish there had been some more history about the Great Recession/housing bubble, and maybe even about privilege? Broke Millennial is a good read for cash-strapped 20 or 30-somethings, ready to stop living paycheck-to-paycheck and tackle those financial difficulties and situations. I liked it, but some of it didn't pertain to me. I enjoyed that topics I'm unfamiliar with were broken down to super basic levels (I can see that being annoying for more financially versed folk). ERIN LOWRY is the author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together and Broke Millennial Takes On Investing: A Beginner's Guide to Leveling Up Your Money.Her first book was named by MarketWatch as one of the best money books of 2017 and her style is often described as refreshing and conversational. At the beginning I thought the author was maybe trying a *little* too hard to relate to millennials with all the hashtags etc., but once we got down to it, all of the content is excellent, and I didn’t even mind all of the millennial-speak. I only skipped a couple chapters that were irrelevant to me, and read the rest, even if I was already successful in that area, because it was good to confirm the strategies I already use or learn something new about it. The title of this book is "stop scraping by and get your financial life together" which to me means it's aiming for someone who doesn't understand the steps to make that happen... so why would you expect it to give you all sorts of new info if you read about that very topic regularly? This book really goes through nicely on all the things that school and parents have failed to teach me about. I highly recommend! She’s been featured in The New York Times and The Wall Street Journal and on Fox & Friends. I think Erin Lowry means well, but some of these savings tips aren't feasible with our income/debt, but some definitely are and I appreciate those. This is a great primer. Erin Lowry runs the fabulous Broke Millennial blog, where she helps people in their 20s and 30s get their financial lives together. Broke Millennial shows step-by-step how to go from flat-broke to financial badass. Smart and accessible, Broke Millennial Takes on Investing is a great primer for any new investor - whether "investing" for you means opening up a retirement account, starting small with an app, or choosing individual stocks. I made it 44% of the way through, and for that, I am proud of myself. BROKE MILLENNIAL TALKS MONEY: Scripts, Stories and Advice to Navigate Awkward Financial Conversations. I found this book to be helpful, even as a gen x/gen y cusper, because it gives readers tangible ways to go about saving money and paying off debt utilizing personal stories as well as utilizing tips from other finance gurus and bloggers. While I am pretty savvy when it comes to budgeting, I only know the basics. Let us know what’s wrong with this preview of, Published This book is full of tips and tricks to help twenty and thirty-somethings pay off student and consumer debts (just like a Lannister), and start saving fat stacks of cash. Not a bad book overall. The book is text heavy as with most personal finance books. I found out about the book through the YouTube channel TheFinanicalDiet. Wish there had been some more history about the Great Recession/housing bubble, and maybe even about privilege? “Broke Millennial: Stop Scraping By and Get Your Financial Life Together” by Erin Lowry. I liked Broke Millennial: Stop Scraping by and Get Your Financial Life Together. You can either read from front-to-back, or skip ahead to sections that are best suited for your current situation. Going to try using the envelop method, also looking into the different self employed retirement options that Erin mentioned. Her first book was named by MarketWatch as one of the best money books of 2017 and her style is often described as refreshing and conversational. Or a Xennial.   Some of the information I already knew, some was new to me, but overall this book motivates me to try to do a better job of managing my budget. While I am pretty savvy when it comes to budgeting, I only know the basics. Her first book was named by MarketWatch as one of the best money books of 2017 and her style is often described as refreshing and conversational. While I am not actually broke, and have already successfully achieved some of the goals this book encourages, there were other areas I felt very in-the-dark about. While it was easy to read with a conversational tone and easy to digest, it didn’t exactly suck me in. I'm going to be honest, it was intimidating and boring to read about the investment lingo and process, but that was only one chapter, and I'm better for it for reading it. Make a Commitment to the Future Something else you’ll learn through Broke Millennial is the importance of investing and starting a … Tempted to get a copy for my younger sister. Erin Lowry is a personal finance expert and is also the author of Broke Millennial Takes On Investing: A Beginner’s Guide to Leveling-Up Your Money. Good use of real life examples. At the beginning I thought the author was maybe trying a *little* too hard to relate to millennials with all the hashtags etc., but once we got down to it, all of the content is excellent, and I didn’t even mind all of the millennial-speak. Broke Millennial is a bit of a rarity in that it’s a book that encourages you to skip chapters and read ahead — almost like a “Choose Your Own Adventure” for financial advice. Refresh and try again. Unlike most personal finance books out there, it doesn't just cover boring stuff like credit card debt, investing, and dealing with the dreaded ';B' word (budgeting). I think it’s so helpful. Erin's appeared on CBS Sunday Morning, CNBC and Fox & Friends. Some of the cutesy jokes and parenthetical asides (so much about Snapchat and nudes...don't care) didn't work for me but the advice is solid and matches up with the personal finance literature I've read thus far. Some good, solid advice for managing your personal finances. She has written for Fast Company, Cosmopolitan Magazine and Refinery29 and regularly speaks at universities and conferences around the country. Start by marking “Broke Millennial: Stop Scraping by and Get Your Financial Life Together” as Want to Read: Error rating book. Yes, read this book! First off, I guess I'm a little confused by the (seemingly) large amount of people who are giving this book 3 stars or less based on the fact that they already knew a lot of the information shared since they read other financial books/blog/etc on the regular. Some of the stuff wasn’t applicable to me (lol I HOPE I’ll be able to buy a house one day but today is not that day hahaha) but overall, I think this book is great. It's called The 3-Minute Guide and I answer all your burning money questions in... you guessed it, 3 minutes. Erin hasn't connected with their friends on Goodreads, yet. Loved it! I heard her interview with Jean Chatzky on HerMkney podcast and while I found the interview slightly lackluster, I am a personal finance junkie and was interested in the millennial POV. Unlike most personal finance books out there, it doesn't just cover boring stuff like credit card debt, investing, and dealing with the dreaded B word (budgeting). Avoids being too patronizing and stays pretty positive and can-do about paying off serious debt, which most of us have. I've never really had money of my own so, when I finally start making it I find myself inexperienced on what to do with it besides trying to live paycheck to paycheck. The title of this book is "stop scraping by and get your financial life together" which to me means it's aiming for someone who doesn't understand the steps to make that happen... so why would you expect it to give you all sorts of new info. But while I currently have a decent job, savings, and only a small amount of student loans, I'm planning to go back to school this fall. If you're a cash strapped 20 or 30 something this book is a good read. Seriously if you need help with your finances get this book. Available for pre-order now. Between her own experience and in-depth research, Perhach offers a great guide for both the novice and experienced writer looking to level up his or her game! Broke Millennial is a good read for cash-strapped 20 or 30-somethings, ready to stop living paycheck-to-paycheck and tackle those financial difficulties and situations. Broke Millennial shows step-by-step how to go from flat-broke to financial badass. This is a is a book that is much needed in today's world, full of mammoth student loans and unpaid internships and all sorts of nonsense that makes it so difficult to save money for anything substantial. Sadly, no management/budgeting tips aside from navigating financial packages/institutions. I would definitely recommend for anyone considered a "millennial", whether or not you currently struggle with money. The way the book is written, you can pick which chapters you want to read, and which to skip. May 2nd 2017 This book is not going back on the shelf -- I intend to keep peeking into it as I get my financial life in order. Unlike most personal finance books out there, it doesn’t just cover boring stuff like credit card debt, investing, and dealing with the dreaded “B” word (budgeting). I think I’m the wrong audience for it, even though I’m technically a very old Millennial. Broken down into 18 chapters and an epilogue, Lowry offers practical input on everything from budgeting to getting out of debt, to investments and retirement. First off, I guess I'm a little confused by the (seemingly) large amount of people who are giving this book 3 stars or less based on the fact that they already knew a lot of the information shared since they read other financial books/blog/etc on the regular. This is a great primer. Erin spent most of her childhood living in Asia, but now settled in New York City with her husband. ), I learned a ton from this book. This book really goes through nicely on all the things that school and parents have failed to teach me about. Erin Lowry helps take the stress out of these tricky conversations. by Tarcherperigee. I found this book to be helpful, even as a gen x/gen y cusper, because it gives readers tangible ways to go about saving money and paying off debt utilizing personal stories as well as utilizing tips from other finance gurus and bloggers. I didn't grow up wealthy by any stretch of the imagination, so my mom taught me at a young age how to be financially savvy. Broke Millennial: Stop Scraping by and Get Your Financial Life Together by Erin Lowry (Goodreads Author) Just a moment while we sign you in to your Goodreads account. Latest posts: Blog on Broke Millennial… Money on your mind? Broke Millennial is on YouTube!. Broke Millennial: Stop Scraping By And Get Your Financial Life Together, by Erin Lowry. While I am not actually broke, and have already successfully achieved some of the goals this book encourages, there were other areas I felt very in-the-dark about. I love reading personal finance books because there's always something new that I can take away and apply to my money, this book I took away many new money tips. We'll see how much progress I can make in the next few months! and I would have liked to see a bit less "hashtagging" and millennial slang (I don't use Tinder, so the "swipe left" terminology went over my head until I did a quick online search). Goodreads helps you keep track of books you want to read. This is a great book to read it's got something to offer the recent grads and the seasoned personal finances vets. I’ve followed her blog for a while, and was excited to get my hands on a copy of her first book! If that’s what it takes to get a non-nerdy millenni, I love this book. Good info presented in an easy-to-digest and organized manner. ERIN LOWRY is the author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together and Broke Millennial Takes On Investing: A Beginner's Guide to Leveling Up Your Money. 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